AI-powered FinTech & RegTech solution
Proven AI-powered with API & Cloud-ready solution
Market-leading AI solution with out-of-the box APIs, low-code development and flexible deployment option (cloud/on-prem/hybrid) to address risk and compliance challenges faced by financial institutions.
Product Excellence by our World-class Engineers
Our relentless commitment to product excellence by 100% local engineers and banking experts, enabling business users in control to design workflow, automate decision making, define ML Dev/Ops and optimize risk & revenue through AI
Upgrade core loan system to flexible digital lending scheme
Increase market share with innovative loan schemes, such as daily/weekly/monthly installment, grace period interest only, limit-based loan and many others, high volume processing capability and fully automated digital processes.
Meet regulatory compliance in inter-connected digital world
Financial institutions face a dual challenge: meeting regulatory compliance standards while safeguarding against evolving KYC & AML threats. Eliminate slow and resource-intensive processes which pose operational risks and suffer in customer experience.
Tackle fraudsters with AI-driven detection
Fraudsters keep evolving and new patterns arise every day. iDecision fraud module monitors transactions and can stop suspected fraud transaction in real-time to minimize fraud loss. With AI rules & models, achieve high detections with low false-positives.
Achieve 90%+ STP in loan processing
Making optimal decisions in mere seconds by incorporating risk policies and risk calculation from multiple data sources, risk scoring, ML models and test strategies. Win your customers in providing best loan with controlled risk management.
Roll-out new products to market in days, not months
Business users with no experience in coding can create underwriting workflow from scratch to roll out new product, or use out-of-the box templates. iDecision rapid application development is low-code environment with API management and form generator – putting the control to business users.
Start new lending business from zero in 3 months
Complete suites of end-to-end credit cycle from underwriting, loan management to debt collection in one platform enables new financial institution to start lending business within 3 months.
Launch loan channelling & supply-chain financing
Remove the headache in processing loans from multiple channel partners with 100% automated systems in decisioning, loan billing reconciliation, buyback etc.
Similarly in SCF with multiple Risk Acceptance Criteria and covenants for principals, buyers and suppliers.
Upgrade core loan system to flexible digital lending scheme
Increase market share with innovative loan schemes, such as daily/weekly/monthly installment, grace period interest only, limit-based loan and many others, high volume processing capability and fully automated digital processes.
Meet regulatory compliance in inter-connected digital world
Financial institutions face a dual challenge: meeting regulatory compliance standards while safeguarding against evolving KYC & AML threats. Eliminate slow and resource-intensive processes which pose operational risks and suffer in customer experience.
Tackle fraudsters with AI-driven detection
Fraudsters keep evolving and new patterns arise every day. iDecision fraud module monitors transactions and can stop suspected fraud transaction in real-time to minimize fraud loss. With AI rules & models, achieve high detections with low false-positives.
Achieve 90%+ STP in loan processing
Making optimal decisions in mere seconds by incorporating risk policies and risk calculation from multiple data sources, risk scoring, ML models and test strategies. Win your customers in providing best loan with controlled risk management.
Roll-out new products to market in days, not months
Business users with no experience in coding can create underwriting workflow from scratch to roll out new product, or use out-of-the box templates. iDecision rapid application development is low-code environment with API management and form generator – putting the control to business users.
Start new lending business from zero in 3 months
Complete suites of end-to-end credit cycle from underwriting, loan management to debt collection in one platform enables new financial institution to start lending business within 3 months.
One platform that does it all
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Embark on a new era of AI-powered lending and compliance solution to obtain better business outcomes. iDecision has helped banks, multifinance and insurance companies achieve their objectives with proven flexibility, advanced features and low total cost ownership.
